All posts by jd

Real estate broker, civil engineer and general contractor.

Racoons Are Cute, But Can Be Dangerous To Your Health

Common raccoon (Procyon lotor) and skunk (Meph...
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What is more appealing than the face of a raccoon, cute, a mask over their eyes and their overall facial features make them look wise. But, what a problem. They get into your cat food in the garage, overturn garbage cans and leave behind quite a mess. Not only that, if you continue reading, you’ll understand how dangerous they can be to your health, even fatal.

These bandit-masked raccoons are a familiar sight just about everywhere, because they will eat just about anything. These ubiquitous mammals are found in forests, marshes, prairies, and even in cities. They are adaptable and use their dexterous front paws and long fingers to find and feast on a wide variety of fare.

In the natural world, raccoons snare a lot of their meals in the water. These nocturnal foragers use lightning-quick paws to grab crayfish, frogs, and other aquatic creatures. On land, they pluck mice and insects from their hiding places and raid nests for tasty eggs.

Raccoons also eat fruit and plants—including those grown in human gardens and farms. They will even open garbage cans to dine on the contents.

They do not have opposing thumbs, but that does not seem to hinder them at all. Raccoons sample food and other objects with their front paws to examine them and to remove unwanted parts. The tactile sensitivity of their paws is increased if this action is performed underwater, since the water softens the horny layer covering the paws. However, they do not use water to clean their food as often thought. (Wikipedia)

I don’t think that feeding raccoons is a good idea, since they carry rabies and distemper, A more dangerous disease is found in raccoon feces which can contain a parasite called Baylisascaris procyonis.  This is a type of roundworm that can also infect humans.  If this parasite is transferred to humans, it can be extremely dangerous.  In children, the elderly, and people with compromised immune systems, infection with this roundworm can even be fatal.  Infections occur when someone comes into contact with raccoon droppings.  Millions of this parasite’s eggs are often present in the droppings.  Even though roundworm parasites need to be inside the host to survive, the eggs can remain alive and dangerous for years in the soil.  This is how people can come into contact with the parasite without even knowing that they have.

If you have been exposed to this parasite or its eggs, your symptoms could include becoming nauseous, tired, and you may notice a lack of attention or coordination.  Other more serious symptoms are the loss of muscle control, blindness, and coma.  It can also cause a person’s liver to become enlarged.  If you have come into contact with raccoon feces and have any of these symptoms, contact a doctor as soon as possible.  With the proper treatment, the ringworms can be eliminated before they travel throughout the body.

If you’ve found raccoon feces in your yard, take precautions before cleaning it up.  Be sure to wear rubber gloves and eye protection.  Experts also recommend that you wear rubber boots, tyvek overalls, and that a respirator be used.  It is also recommended that you double or triple bag the droppings before disposing of them.  This will prevent other people coming into contact with the dangerous parasite.  If you are unsure, or if you suspect a large raccoon population, you can call a professional pest controller.  They have the appropriate equipment and the training to clean up the droppings safely and they can also offer some advice for deterring raccoons from playing and foraging in your yard.

Thinking of buying or selling?
For all your real estate needs
Email or call:

John J. O’Dell Realtor® GRI
Real Estate Broker
Civil Engineer
General Contractor
(530) 263-1091
Email jodell@nevadacounty.com

DRE# 00669941

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You’re The One Who Made Me Sell My Bike – A Motorcycle Song by Chris Crockett

httpv://youtu.be/jt-DXiZHQqM

Chris’ comedy motorcycle song “You’re the One Who Made Me Sell My Bike” has been in the top 3 of YouTube’s top 10 Motorcycle Songs for 6 months.

Of course, you have to listen to the song to find out why he had to sell his bike.  A short bio furnished to me by Chris:

“Chris Crockett began creating songs at age 13 and has a compilation of hundreds of songs written over the past 44 years. Chris is the 3rd generation of the Crockett Family Kentucky Mountaineers, musicians who were instrumental in bringing country music to California.

Chris was born in Los Angeles, California. In the early 1960’s Chris coaxed his brothers Joel and Jeremy Crockett to form The Crockett Brothers trio. During the Crockett Brothers era Chris and the boys recorded two classic surfing/hot rod songs, “Mother Mother May I Go Surfing” and “Fastest Car In Town”. Both songs are highly prized by collectors on 45 rpm, and have recently been re-released on CD by Del-Fi/Donna Records , the label which originally recorded these two classics.

Chris is a lifetime member of the National Academy of Recording Artists and Sciences (NARAS), the organization that votes for the Grammys, and a member of the Nashville Songwriters Association International (NSAI). He has had several published songs and has written for major artists, motion pictures, independent artists and commercials. In 1975, Chris became a staff writer for music publisher Snuff Garrett (Garrett Music Enterprises, Inc.) During that time, he wrote songs recorded and performed by artists including Brenda Lee, Larry Mahan, Donnie Brooks, Susie Allison and several others.

In 2001, Chris made internet history with his “365 songs in 365 days” project, in which he uploaded a new song he had written every day from January 1 through December 31, 2001, completing a total of 365 original compositions and releasing 26 CDs each with 14 original songs. The 365/365 CDs are out of print, but you can download Chris’ newest album “Stranger In This Land” from ITunes, Rhapsody, Amazon, CDBaby as well as most other music sites.”

By Permission of Chris Crockett

Thinking of buying or selling?
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John J. O’Dell Realtor® GRI
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New Mortgage Deal Could Bring Billions In Relief

English: A Wells Fargo bank on College Avenue ...
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On Thursday, federal and state officials announced a $26 billion foreclosure settlement with five of the largest home lenders.  California is expected to receive approximately $12 billion in principal write-downs, including through short sales, over the next three years, according to the state attorney general‘s office.

 

  • The deal settles potential state charges about allegations of improper foreclosures based on robo-signing, seizures made without proper paperwork.
  • The settlement sets up a federal monitor to oversee the process and try to prevent the challenges that tripped up many homeowners seeking help in earlier programs designed to address the housing crisis.
  • Most of the relief will go to those who are underwater on their homes.  That relief will come over the course of the next three years, with banks having incentives to provide most of the relief in the next 12 months.
  • At least $17 billion will go to reducing the principal owed by homeowners who are underwater and behind on their mortgages.
  • Up to 750,000 other underwater homeowners who are current on their mortgages will be able to refinance their current loans at lower rates.  They will not receive a reduction in principal, but with mortgage rates near record lows, they could receive substantial savings on their monthly payments.
  • Approximately $1.5 billion will go to homeowners who had their homes foreclosed upon between Jan. 1, 2008 and Dec. 31, 2011, and who meet other criteria.  They will receive up to $2,000 each.
  • The five mortgage servicers that are parties to the settlement include Bank of America, JPMorgan Chase, Citigroup, Wells Fargo, and Ally Financial (formerly GMAC).

Read the full story

 

For all your real estate needs:
Call or email
John J. O’Dell Realtor® GRI
Real Estate Broker
(530) 263-1091
Email jodell@nevadacounty.com

DRE #00669941

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$26 Billion Deal Could Offer Relief to Home Owners

Freddie Mac
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Daily Real Estate News | Thursday, February 09, 2012

After months of tense negotiations, the nation’s five largest banks and state and government officials have agreed to a $26 billion settlement aimed at holding banks accountable for the mishandling of some foreclosures.

The settlement is expected to help 1 million home owners, by having lenders reduce their mortgage debt or refinance into lower mortgage rates to reduce costs of their monthly payments. Also, about 750,000 people who lost their homes to foreclosure from September 2008 to the end of 2011 are expected to receive checks for about $2,000. The aid from the settlement will be distributed over the next three years, The New York Times reports.

“I wouldn’t say it’s a panacea for the housing industry but it is good for the banks to get this behind them,” Jason Goldberg, an analyst with Barclays, told The New York Times about the settlement.

Details of the settlement still need to be finalized, including how many states will participate. Also, federal officials say the final figure could move upwards to $39 billion. Mortgages owned by Fannie Mae and Freddie Mac will not be part of the deal.

The banks involved in the settlement are Bank of America, JPMorgan Chase, Wells Fargo, Citigroup, and Ally Financial.

Source: “States Negotiate $26 Billion Deal for Home Owners,” The New York Times (Feb. 8, 2012)

 

 

For all your real estate needs:

Email or call:
John J. O’Dell Realtor® GRI
(530) 263-1091
Email jodell@nevadacounty.com

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Major Foreclosure Servicer Charged With Forgery

 

Photo courtesy of Riverfront Times
Photo courtesy of Riverfront Times

Finally, someone is getting indicted for robo signing. Robo signing, if you haven’t heard or know what it was, is having  employees signing thousands of  false mortgage documents. Read the story below from the New York times for further explanation:

DocX, one of the largest companies in the nation to provide foreclosure services to lenders nationwide, has been indicted by a Missouri grand jury on forgery charges stemming from foreclosures against home owners in the state.

The indictment marks one of the “few criminal actions to follow reports of widespread improprieties against home owners” nationwide, The New York Times reports.

According to the indictment, DocX is accused of making “mass-produced fraudulent signatures on notarized real estate documents” and could face up to 136 counts of forgery in the preparation of documents used to evict defaulting home owners from their homes. DocX could face a fine of up to $10,000 for each forgery conviction.

DocX is a unit of Lender Processing Services of Jacksonville, Fla. The company is accused of executing and notarizing millions of mortgage documents for banks and lenders the last few years. Lender Procession closed in April 2010 after allegations surfaced of alleged forged documents.

Some of its employees were also indicted last week and could face several years in prison if found convicted.

An attorney for DocX says the company will enter a plea of “not guilty” and declined to comment further about the charges.”

Source: “Company Faces Forgery Charges in Mo. Foreclosures,” The New York Times (Feb. 6, 2012)

Thinking of buying or selling?
For all your real estate needs
Email or call:
John J. O’Dell Realtor® GRI
(530) 263-1091
Email jodell@nevadacounty.com

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Land Of Nod – Chris Crockett (with Connie Crockett)

httpv://youtu.be/-_JTE_u3BSA

I’ve always enjoyed listening to Chris wherever and when ever I get a chance to hear him play in Grass Valley  or  Nevada City. He has a great voice and this is one of his latest videos he posted on Facebook. Here’s  what he has to say about himself on his website:

Chris Crockett began creating songs at age 13 and has a compilation of hundreds of songs written over the past 44 years. Chris is the 3rd generation of the Crockett family of musicians who were instrumental in bringing country music to California.

Chris was born in Los Angeles, California in 1943. In the early 1960’s Chris coaxed his brothers Joel and Jeremy Crockett to form The Crockett Brothers trio. During the Crockett Brothers era Chris and the boys recorded two classic surfing/hot rod songs, “Mother Mother May I Go Surfing” and “Fastest Car In Town”. Both songs are highly prized by collectors on 45 rpm, and have recently been re-released on CD by
Del-Fi/Donna Records
, the label which originally recorded these two classics.

Chris is a 30 year member of the National Academy of Recording Artists and Sciences (NARAS) and a member of the Nashville Songwriters Association International (NSAI). He has had several published songs and has written for major artists, motion pictures, independent artists and commercials. In 1975, Chris became a staff writer for music publisher Snuff Garrett (Garrett Music Enterprises, Inc.) During that time, he wrote songs recorded and performed by artists including Brenda Lee, Larry Mahan and several others.

Since 1979, Chris has been performing in Northern California’s Gold Country, primarily in Nevada City and Grass Valley. He is a traveling minstrel on “The Fun Train” which travels from San Francisco to Reno almost every weekend in January, February and March. Chris also warms up the crowd every Friday and Saturday night at a Nevada County Theater, “Off Broad Street”, where he also performs in several musical comedies written and produced by owners John Driscoll and Jan Kopp.

Source:  By permission of  Chris Crockett

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The Power of Words

httpv://youtu.be/Hzgzim5m7oU

How we use words in our every day life can have such an impact.  How the world perceives us, how we mean to inform people of our needs.  Even the words we use in every day life, to strangers to our love ones. This video The Power of Words really underscores this.  A well thought out presentation illustrating how powerful words can be. The video have been viewed worldwide over 12,750,000 times, which if I might say speaks for itself.

John J. O’Dell

Credits:

The Story of a Sign by Alonso Alvarez Barreda Music by: Giles Lamb http://www.gileslamb.com Filmed by www.redsnappa.com Director Seth Gardner.
Cast: Bill Thompson, Beth Miller http://www.uk.castingcallpro.com/view.php?uid=217905

For all your real estate needs:
Call or email
John J. O’Dell Realtor® GRI
Real Estate Broker
(530) 263-1091
Email jodell@nevadacounty.com

DRE #00669941

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Mortgage Relief From White House – But You know Congress

Official photographic portrait of US President...
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More mortgage relief from the White House – but congressional OK doubtful

In his State of the Union Address, President Obama laid out a plan to help responsible borrowers and support a housing market recovery.  Details of that plan were released yesterday.  However, funding for the proposed program must be approved by Congress, lowering the possibility that it will be implemented quickly.

Making sense of the story

  • Operated by the Federal Housing Administration, the plan would allow underwater homeowners to refinance into cheaper federally insured loans.  Borrowers with good credit who are current on their loan payments are eligible.
  • The measure also streamlines the process of refinancing an underwater mortgage, eliminating the need for an appraisal or submitting a new tax return.
  • To qualify, borrowers must be current on their mortgage, have a minimum credit score of 580, and must be refinancing a loan on a single-family owner-occupied principal residence.
  • Lenders only need to confirm that the borrower is employed.  Loans that are more than 140 percent of the home value probably would not qualify until banks wrote down part of the balance.
  • Congress must approve $5 billion to $10 billion in funding, leading housing experts to praise the plan’s objectives with skepticism of it passing this year.

Read the full story

Thinking of buying or selling?
For all your real estate needs
Email or call:
John J. O’Dell Realtor® GRI
(530) 263-1091
Email jodell@nevadacounty.com

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Dogs Welcoming Miltary Coming Home From Deployment

httpv://youtu.be/iD3cgDRsDck

 

I’ve just learned that there is website called Welcome Home Blog that has daily videos of military homecoming. Sure, it’s probably impossible to have a military homecoming video that isn’t wonderful, but this one’s a little different. In it, the returning soldiers are greeted by their dogs who welcomes them home with all the excitement one would normally expect from the more human members of the family.

 

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Real Estate Investor Busted – Sacramento, California

English: The Seal of the United States Federal...

SACRAMENTO, CA—A real estate investor pleaded guilty today in United States District Court in Sacramento to conspiring to rig bids and commit mail fraud at public real estate foreclosure auctions held in San Joaquin County, Calif ., Sharis A Pozen, Acting Assistant Attorney General of the Department of Justice’s Antitrust Division, and Benjamin B Wagner, United States Attorney for the Eastern District of California, announced.

Kenneth A Swanger pleaded guilty to conspiring with a group of real estate speculators who agreed not to bid against each other at certain public real estate foreclosure auctions in San Joaquin County. The primary purpose of the conspiracy was to suppress and restrain competition and to obtain selected real estate offered at San Joaquin County public foreclosure auctions at noncompetitive prices, the department said in court papers.

According to the court documents, after the conspirators’ designated bidder bought a property at a public auction, they would hold a second, private auction, at which each participating conspirator would bid the amount above the public auction price he or she was willing to pay. The conspirator who bid the highest amount at the end of the private auction won the property. The difference between the price at the public auction and that at the second auction was the group’s illicit profit.
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