Flamenco del Oro Nevada County’s Flamenco Music & Dance Troupe Performing At The Holbrooke – June 11

httpv://youtu.be/P0xls6U3JZg

Flamenco del Oro Nevada County’s Flamenco Music and Dance Troupe will be performing at The Holbrooke Hotel Restaurant featuring Gypsy Flamenco artist from Jerez de la Frontera, Spain KINA MENDEZ. Kina’s powerful and soothing voice will be accompanied by the rooted guitar works of Gopal Slavonic. Also performing will be percussionist Roger Aiton.

Singer and dancer KINA MENDEZ grew up in the Mendez clan of Gypsy artists from Jerez. She began singing under the influence of her aunt, legendary singer La Paquera de Jerez. Her professional career began when she joined Manuel Morao’s company. She later worked with Mario Maya and toured internationally with Salvador Tavora’s productions Carmen and Carmina Burana. Performing in festivals such as La Fiesta de las Bulerias and Las Fiestas de la Vendimia in Jerez de la Frontera, she has shared the stage with Agujetas, El Grilo, La Macanita and others. A featured artist at last year’s Festival de Jerez, her solo CD De Sevilla a Jerez was released 2008 in Madrid.

Gopal Slavonic has studied and played flamenco for 17 years and studied Flamenco guitar in Sevilla, Spain at La Fundacion Christina Heeren. He studied at the Foundation for two years where he received the opportunity to study with many great guitarists. Gopal has returned to Spain to study many times over the last decade. Gopal has worked with California Flamenco artists Mark Taylor, Cerro Negro, La Fibi, La Carola, Roberto Zamora, Pilar Moreno and recently released his second CD “Dos Orillas”.

Flamenco del Oro with Kina Mendez from Jerez, Spain,
Saturday June 11; Dinner shows at 7:00pm and 9:00pm
Information: (530) 273-1353
The Holbrook Hotel Restaurant 212 W. Main Street Grass Valley

For all your real estate needs, call or email:

John J. O’Dell Realtor®
Real Estate Broker
(530) 263-1091
jodell@nevadacounty.com

Home Improvements That Boost Resale Value

Photo courtesy of Sermon Series
Photo courtesy of Sermon Series

When deciding which home improvements to make, many homeowners consider the amount of resale value the improvement may or may not make and compare that against the cost of the renovation.   Homeowners concerned with making home improvements that will pay off when it’s time to sell the property, should consider the following tips.

  • The first improvement/repair homeowners should consider are those that impact the home’s basic structures and systems.  Potential home buyers generally do not want to face expensive repairs, and if items such as the foundation, roof, air conditioning, water heater, or other basic structure need to be fixed, the property will be considered a fixer-upper and its market price will be discounted accordingly.
  • Some minor replacements will produce big results for minimal cost.  Replacing and coordinating bathroom and kitchen hardware and fixtures are generally inexpensive, but tend to make a big difference.  The same can be said for getting rid of any dated finishes, such as old wallpaper and brass light fixtures.
  • Homeowners who don’t know when or even if they will be able to sell their home are advised to choose home improvement projects carefully.  Unless the home is located in an upscale neighborhood and the property already is immaculate, owners can skip expensive upgrades – such as remodeled bathrooms – and focus on the fundamentals.

Read the full story

For all your real estate needs, write or email:

John J. O’Dell Realtor® GRI
O’Dell Realty
(530) 263-1091
jodell@nevadacounty.com

You Own My Mortgage? Prove It

Delinquent home owners are finding a wild-card in saving their home from foreclosure. In court, more home owners are successfully arguing that their mortgage companies can’t prove they own the loan and don’t have the right to foreclose on them.

The Wall Street Journal reports: “In some cases, borrowers are showing courts that banks failed to properly assign ownership of mortgages after they were pooled into mortgage-backed securities. In other cases, borrowers say that lenders backdated or fabricated documents to fix those errors.”

In a few cases, home owners have even had their foreclosures reversed as courts blame lenders’ sloppy paperwork.

Some argue that borrowers are using “arcane legal rules” to get free houses when not paying their bills. Banking industry lawyer Laurence E. Platt at K&L Gates in Washington says “the real assault on the legal system” are efforts by judges and local officials to not give lenders their rightful ownership and make foreclosures nearly impossible.

However, attorney Thomas Ice in Royal Palm Beach, Fla., argues that borrowers shouldn’t have to tolerate incomplete or falsified evidence by lenders.

Source: “Banks Hit Hurdle to Foreclosures,” The Wall Street Journal (June 1, 2011)
For all your real estate needs, call or email:

John J. O’Dell Realtor® GRI
Real Estate Broker
O’Dell Realty
(530) 263-1091
jodell@nevadacounty.com

Puppies & Kittens: Precious Little Darlings Face A Precarious Future

Photo courtesy of Chesapeake Animal Hospital
Photo courtesy of Chesapeake Animal Hospital

by Lisa J. Lehr

Ah, spring! The weather is warming up, it’s green everywhere you look, and the animal shelter is bursting with puppies and kittens.

They’re so cute! Who doesn’t love warm, fuzzy puppies and kittens? It’s positively un-American not to love puppies and kittens!

The problem with puppies and kittens isn’t that they aren’t inherently delightful; it’s that we have way too many of them. While the Nevada County Animal Shelter is a remarkable example of a nearly-no-kill shelter, the national statistics on euthanasia are shocking and too depressing for me to quote here. Let’s just say that any joy a mommy cat or dog could possibly feel at the birth of her children would be completely obliterated if she could know the overwhelming odds that her children would soon end up dead.

What are the arguments in favor of letting your cat or dog have babies? Let’s see…

“It would be nice for her to have babies once.”

Continue reading Puppies & Kittens: Precious Little Darlings Face A Precarious Future

Financing Foreclosed Homes

Foreclosure properties, especially those with the water and power turned off, may not qualify for standard financing, but would-be owner-occupants may qualify for a federally insured 203(k) loan.

 

  • Would-be owner-occupants who do not have enough money to purchase a foreclosure home using cash, may qualify for the federally insured 203(k) loan, which allows borrowers to roll projected rehab costs into the loan.
  • According to one real estate expert, most foreclosure properties are sold as is, and, oftentimes, heat, plumbing, and electric are turned off, making it unlikely a lender will lend money on the home.
  • To qualify for a 203(k) loan, buyers generally hire an independent consultant hired by the Federal Housing Administration to review contractor cost estimates and architectural plans for things like whether the work will bring the property up to minimum standards, while not going overboard on improvements.
  • Buyers should be aware that not all foreclosure properties are eligible.  For instance, a partially built house that has never had a certificate of occupancy requires a construction loan of the kind that a commercial developer would use.
  • The interest rate on a 203(k) loan is approximately a quarter of a percentage point higher than on a standard FHA-insured loan, and a buyer also can expect to pay 1 or 2 points.
  • Also, as with other FHA-backed loans, down payments may be as low as 3.5 percent, and loan limits apply.  Currently, most FHA loans are capped at $729,750.

Read the full story

For all your real estate needs, call or email:

John J. O’Dell Realtor® GRI
O’Dell Realty
(530) 263-1091
jodell@nevadacounty.com

Nevada County Fair Horse Show June 24-26

Horse Show is part of the Mother Lode Fairs Horse Show Circuit

The 2011 Nevada County Fair Horse Show is scheduled for June 24 – 26 at the Nevada County Fairgrounds.  As part of the Mother Lode Fairs Horse Show Circuit, the oldest circuit show in California, this is a great event for both participants and spectators.

This annual three-day event gives spectators an opportunity to observe participants work with their horses as they compete in Driving, English, Halter and Western Shows.  The Driving Show begins at 10 am on Friday; the English Show at 8 am on Saturday; and the Halter Show, Western Performance and Trail Classes at 8 am on Sunday.

For participants, books and entry forms are available at the Fairgrounds Office or on-line at www.mlhscircuit.com or www.NevadaCountyFair.com.  Entries close June 6, and post-entries will be accepted. There will be classes for all ages and high point classes for the Mother Lode Horse Show Circuit. Additionally, this will serve as the California State Fair qualifying show for Nevada County Juniors. Entries can also be made on-line.

For spectators, admission is free so you can enjoy the Horse Show at California’s Most Beautiful Fairgrounds. There will be food and beverages available for sale in the arena. Make it a day – see the Horse Show and enjoy a lunch or snack while watching the show!

Other dates on the Mother Lode Horse Show Circuit include shows at the El Dorado County Fairgrounds on June 18 and July 9 – 10, and at the Amador County Fairgrounds
July 27 – 31.

Call the Nevada County Fairgrounds at (530) 273-6217 or visit www.NevadaCountyFair.com for additional information.

For all your real estate needs, call or email:

John J. O’Dell
Real Estate Broker
O’Dell Realty
(530) 263-1091
jodell@nevadacounty.com

Stay Hydrated Without Putting Yourself in Danger

by Lisa J. Lehr

The weather is warming up, people are heading outside to exercise, and we’ve been told our entire lives to drink “plenty of water.” Not everyone realizes, however, that it’s possible to drink TOO much. How much is enough, and how much is too much?

You may remember back in January 2007, when Jennifer Strange, 28, a Sacramento-area mom of three, was found dead in her home of water intoxication. Jennifer had competed in a radio station’s “Hold Your Wee for a Wii” contest. The contest winner would be whoever drank the most water without going to the bathroom; the prize, a Nintendo Wii video game system. Jennifer wanted to win it for her kids.

“Holding it” against nature’s urging to get rid of it is intuitively a bad idea, and putting yourself in danger in order to gain some material thing is just foolish. The bulk of the blame lies with the radio station, however; station officials had been advised that someone had previously died of the same cause in a hazing incident, and they reportedly didn’t take Jennifer seriously when she complained of feeling ill. Still, this story should be a warning to everyone who might think that if drinking plenty of water is good for us, then there’s no such thing as “too much.”

Wrong. Continue reading Stay Hydrated Without Putting Yourself in Danger

Many Homeowners Refinancing Mortgages to Shorter Terms


Borrowers who can afford higher mortgage payments, and who meet lenders’ stricter loan guidelines, often opt to replace their 30-year mortgages with shorter term loans at near-record low rates.

  • The latest Freddie Mac quarterly survey of homeowners who refinanced found that more than one in three borrowers who refinanced from a 30-year fixed-rate loan opted to replace it with 15-year or 20-year mortgages at near-record low rates.
  • Homeowners considering refinancing into a shorter-term mortgage must have the income or financial reserves sufficient to pay the extra money each month.
  • Borrowers not only need to have the income or financial reserves, they also have to qualify for a refinance, have the credit score needed, and the home appraisal to support it.
  • For some low-cost refi programs, lenders want to see at least 25 percent equity in the house.  Higher FICO credit score requirements by Fannie Mae and Freddie Mac are another impediment, as both companies reserve their best rates for borrows with FICO scores of 740 or higher.

Read the full story

For all your real estate needs, call or email:

John J. O’Dell
Real Estate Broker
O’Dell Realty
(530) 263-1091
jodell@nevadacounty.com

Nevada County Fairgrounds Free Electronic Waste Collection Funraiser

Photo courtesy of http://e-wasteregulation.blogspot.com/
Photo courtesy of http://e-wasteregulation.blogspot.com/

Fundraiser will benefit the Nevada County Fairgrounds and help the environment

A FREE electronic waste collection fundraiser will be held from 9 am – 1 pm on Saturday, June 4, in the parking lot of Prosperity Lanes at 420 Henderson Street in Grass Valley.  The collection is free and drive through service will be provided, making it even more convenient for customers. Simply pop the trunk or open the door and it will be unloaded for you!

The event is sponsored by Nevada County 4-H Cal Focus Delegates, who have partnered with California Electronic Asset Recovery (CEAR) to collect and recycle e-waste. All funds raised from the donated e-waste will benefit the Nevada County Fairgrounds.

Each year, the youth of Nevada County 4-H Cal Focus choose an action that will benefit a need in their community.  This year, when the group learned that the state of California was cutting back funding for the Fairgrounds, the youth decided the best way they could help and give back is to hold an e-waste fundraising event to benefit the Fairgrounds.  All of proceeds will go directly to the Nevada County Fairgrounds.

Electronic waste that will be accepted include monitors, televisions, desktop and notebook PCs, VCRs, stereo equipment, speakers, keyboards, mice, PDAs, digital cameras, zip drives, telephones, cell phones, printers, copiers, laser and multifunction scanners and fax machines, microwaves, and small household appliances (toasters, mixers & blenders, and vacuum cleaners with the dust bag removed). For optimal security, CEAR shreds all computer hard drives.

Items that will not be accepted include large household appliances (refrigerators, washers, dryers, etc.), furniture, and hazardous household waste (including batteries, car batteries, paint, pesticides, used oil, cleaning supplies, fluorescent light bulbs, tires, etc.).

CEAR, INC. is a California state approved electronic waste collector and recyclers, and a proud member of the Basel Action Network’s responsible e-steward recyclers. For more information about CEAR, visit www.cearinc.com.

Nevada County 4-H Cal Focus is a unique citizenship educational experience that combines hands-on participation in workshops, debates, and simulations with speakers, tours, fun activities, and the opportunity to meet individuals from across California. Cal

Contact:

Barb Spaulding                         John McIntosh

ackayaker@sbcglobal.net mcintosh@inreach.com

(530) 392-5009                       (530) 913-6281

For all your real estate needs, call or email:

John J. O’Dell
Real Estate Broker
O’Dell Realty
(530) 263-1091
jodell@nevadacounty.com

Alexandria, Virginia, & The Ben Lomand Manor House

Civil War Federal Troops Brass Band May 2011 - Photo John O'Dell cell phone camera
Civil War Federal Troops Brass Band May 2011 - Photo John O'Dell cell phone camera

After a late sleep and a relaxing morning, Pat drove us to Alexandria, very close to Washington, but on the Virginia side of the Potomac River. It was a very quaint, very touristy town (reminded us of Nevada City), filed this day with Anniversary Celebrations of the Civil War, 150 years ago.

The town was heavily involved at the time, both confederate and union soldiers had occupied the area. There were many people re-enacting roles from that time, civilians of all types, physicians and nurses, soldiers in both the grey and the blue, provost marshals (sort of like military and civilian police combined).

Photo John J. O'Dell Samsung CL65 camera
Federal Soldiers - Photo John J. O'Dell Samsung CL65 camera

There was a military brass band, and we had just missed the appearance of “Robert E. Lee,” (Lincoln was noticeably missing from the celebration; I guess it is a town with a lot of confederate sympathizers!) One of the fascinating facts we learned was that for every soldier in the Civil War killed in battle, two more were killed by infections. Even bringing the soldiers together in units caused sickness, as people raised in more isolated areas of the country had not had smallpox, or some of the other killer diseases of the day. Another problem was that the soldiers contaminated the drinking water with fecal waste from their animals and themselves, so dysentery killed many people.

Confederate soldiers - Photo John J. O'Dell Samsung CL65 camera
Confederate soldiers - Photo John J. O'Dell Samsung CL65 camera

We also visited a wonderful “frozen in time” apothecary shop with original exterior and interior, the glassware was original too, and some of the jars had the real dregs of the medicines that were in them originally! Apparently the family that was operating it during the Civil War retained the store and it was continuously in operation for 150 years. At the end of that time they locked the door and walked away, so it was discovered later in mint condition.

A wonderful seafood dinner concluded our day, and afterwards a stroll to the waterfront where we witnessed a fascinating magician’s presentation, holding us enthralled for a good 15 minutes and leaving us totally mystified at the end.

On Sunday we got an even later start, and this time drove to Manassas, to see the newly opened Ben Lomand Manor House. Originally a plantation owner’s house, it was rented to a Scottish family, raising sheep, when the war began. The family was allowed to stay (in only one room of the house) after it became a hospital and ended up selling its sheep and produce to the confederates.

Here again, the worse enemy was infection. One man was shot, but the bullet only pushed his coat button and some of his clothing inside his chest. The surgeons (he had two as he was a higher ranking officer) removed the button and cleaned the wound. But days later gangrene started in inside his chest, and within a few more days he was dead. The man portraying the surgeon, showed us a real surgeon’s box from 1861, the limited number of tools they had to operate with were amazing. We even saw an original tourniquet, a metal tube used for tracheotomies, and a saw that cut a round hole in the skull to relieve pressure on the brain from head wounds.

When one of the first battles of the Civil War was nearby, the Confederate forces took over the house for use as a field hospital. The dining room was converted to a surgery operating room, and all other rooms became recovery rooms for soldiers. Assuming the soldiers lived through the surgery, the recovery beds were a couple of blankets on top of a layer of straw on the floor of the house. If they survived this “recovery” they were sent elsewhere to a general hospital for rehabilitation, as more wounded poured into the field hospital.

There were also some slave cabins, and other original outbuildings on the plantation, and a beautiful heritage rose garden with some very old varieties of roses and other plants of the day. An interesting note is that as the confederates left the area, the union took over the house as a military headquarters. Because the young union soldiers considered the family “traitors” for selling to and helping the confederates, they apparently wrote graffiti all over most of the walls in the house, some of which are still visible today.